Atome temporarily suspended their Buy Now Pay Later program. For now, Billease is our only installment option.
Buy Now, Pay Later via BillEase and Atome is now available!
BillEase and Atome help freelancers by extending a credit line that can be repaid through varying installment plans!
Atome
Atome is a Buy Now Pay Later payment platform that started in Singapore. Currently, they are one of the largest BNPL platforms in Southeast Asia. Some of their major clients are The SM Store, Rustan's, and Zalora. Click here for more information on how Atome works.
Their offer: 0% interest in 3 monthly installments
Yesh's note: I'm not sure if this is just a limited promo or applicable forever. Either way, it's a good idea to avail of their zero-interest feature now, if you're planning to enroll.
How Atome Works
When you select Atome as your payment option, your total bill will be split into 3 equal payments at 0% interest and with no hidden fees.
Sample Computation:
Suppose you want to enroll in the Ultimate Course which is an investment of PHP6,500. Here's how your payment schedule will look like:
- Day 1 (the day you enrolled) - PHP 2,167
- Day 31 - PHP 2,167
- Day 61 - PHP 2,167
Please note that the 2nd and 3rd payment will be auto-deducted from the debit/credit card you linked in the Atome app.
How To Enroll In A Course Using Atome
Step 1: Check the Eligibility requirements
There are 3 requirements in order to be approved:
- 18-70 years old
- Holds a valid ID (UMID, SSS, Driver's License, Passport, National ID, PRC ID)
- Holds a debit/credit card (VISA, Mastercard)
If you satisfy all of those, you can proceed with the enrollment.
Step 2: Download The App And Create An Account.
You can download the app via Google Playstore or App Store.
Once you've downloaded the app, create an account. To register, just follow the steps below:
Click the image for full view.
Click the image for full view.
To summarize:
- Enter your mobile number.
- Enter the 4-digit verification code sent to your number. You can get the code via SMS or call.
- Click the "Me" icon to verify your account.
- Click "Verify Now" on the top-right corner and proceed with the application.
- Key in your debit or credit card details.
- Enter your personal information
- Use the app to scan your valid ID
- Accomplish facial verification
Step 3: Go To Our Shop And Proceed To Checkout With A Course.
You can check out a course from our shop.
On the payment options, choose Atome, then click the "Place Order" button at the bottom.
You will be redirected to a QR code. Scanning the QR code will take you to the Atome app.
Proceed with the payment.
Sample checkout process. Click image for full view.
You can check the status of your payment schedule under “Bills” in the app. Atome will also inform you when your payment cycle is complete.
Billease
Billease is a BNPL payment platform that has many clients such as Data Blitz, Samsung, and Havaianas.
Their offer: 6 installments or 3 months.
According to Billease, they charge a low interest rate 3.49% monthly. See screenshot below for sample computation.
How billease works
When you select Billease as your payment option, your bill may be split up to 6 installments or twice a month for 3 months.
The screenshot below
Sample computation. Try the computation yourself here.
The screenshot above is a sample computation for our Ultimate Course (PHP 6,500).
If you want to give a down payment of PHP500 for 6 installments, you will have to pay PHP 1,132 twice a month for 3 months.
How To Enroll In A Course Using billease
Step 1: Check The Eligibility Requirements
There are 3 requirements in order to be approved:
- 1 Valid ID (UMID, SSS, Driver's License, Passport, National ID, PRC ID)
- Proof of income
- Proof of billing
If you satisfy all of those, you can proceed with the enrollment.
Step 2: Download The App And Create An Account.
Registration is easy. Simply follow the official video below. According to the video you'll get approved within 1 banking day or less.
Step 3: Go To Our Shop And Proceed To Checkout With A Course.
You can check out a course from our shop.
On the payment options, choose Atome, then click the "Place Order" button at the bottom.
You will be redirected to Billease's checkout page:
Under use the slider to choose your preferred installment term and down payment.
You might be prompted to confirm with an OTP as well.
Important Reminders!
- Atome and Billease are the entities that process your installment plan, not SEO Training Philippines. We just use these as a BNPL (Buy Now Pay Later) platform. As such, by using these platforms, you agree (and are bound) by their terms and conditions.
- Any question or concerns regarding installments should be asked directly to Atome or Billease.
- That being said, you cannot use Atome and Billease as a payment loophole (i.e., enroll in a course for the first month only, then default on the rest of the payments). Atome and Billease's collection team will reach out to you in case of delay in repayments.
